We have gathered the following list of resources in an effort to help our businesses be prepared for withstanding the current situation and other emergencies and disasters

Responsible Restart Ohio Website and Resources

CARES Act Forbearance Fact Sheet for Mortgagees and Servicers of FHA, VA,or USDA Loans

County Fair Guidelines

Testing in Nursing Homes

High Risk Populations FAQ

Checklist for K-12 Schools

Checklist for Businesses and Employers

Ohio businesses and non-profits economically impacted by the outbreak of COVID-19 may now apply for a low-interest loan of up to $2 million to help pay for fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. You can apply for the loan online at https://disasterloan.sba.gov/ela/, which is recommended, or by calling 1-800-659-2955 to have an application mailed to you. Loan Advances of up to $10,000 are available to be applied for.

To expedite the application process, applicants should have ready complete copies of their most recent federal income tax return and a completed and signed IRS Form 4506T, which authorizes the release of tax information. Additional information to have available would be a schedule of liabilities, personal financial statement, monthly sales figures, a current year-to-date profit-and-loss statement, and a year-end profit-and-loss statement and balance sheet for that tax year if the most recent federal income tax return has not been filed.

The Small Business Development Center team is working with businesses through the various SBA/EIDL assistance programs.  You can contact Bill Wersell, Vice President Business Development Services, 419-243-8191, ext. 224 or e-mail: bill.wersell@toledochamber.com

PPP Loan Forgiveness Application

EIDL Guidelines

Business Guidance & Loan Resources

Ohio Governor Mike DeWine and Lt. Governor Jon Husted announced the creation of the Office of Small Business Relief within the Ohio Development Services Agency. The Office will coordinate state efforts to identify and provide direct support for Ohio’s nearly 950,000 small businesses.

The President signed into law the Families First Coronavirus Response Act which provides provisions for paid sick leave, free testing and expanded unemployment benefits.

Employers

• Provisions
• Employer Paid Leave Requirements
• Guide

Employees

• Fact Sheet for Non-Federal Employees
• Fact Sheet for Federal Employees

FAQ

The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative provides 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency.

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.

The Paycheck Protection Program will be available retroactive from February 15, 2020, so employers can rehire their recently laid-off employees, through June 30, 2020. Small businesses and sole proprietors may begin applying on April 3, 2020. Independent contractors and self-employed individuals can apply beginning April 10, 2020.

The Small Business Development Center has created a spreadsheet tool for those who received the PPP loans to track spending to assist with loan forgiveness. This is a worksheet developed to help you track the spending, but It does not ensure forgiveness or the granting of a PPP loan.

CARES Act FAQ

CARES Act Explained

U.S. Department of Treasury - CARES Act

Paycheck Protection Program Information Sheet

Paycheck Protection Program Application Form

Paycheck Protection Program FAQ

Save Small Business Fund

Small Business Checklist for Coronavirus Emergency Loans

Updates from the US Chamber of Commerce

Independent Contractor Guide

Executive Order 2020-03D broadens state policy to clarify that individuals who are quarantined during the emergency period are considered to be unemployed. This also applies to companies that determine they need to temporarily shut down.

The executive order waives the one-week waiting period normally required before individuals can begin receiving benefits, and it waives the requirement that they actively search for work while receiving benefits. In order not to penalize employers by increasing their future taxes, the cost of these benefits will be mutualized over time. In addition, the executive order waives penalties for late filing and payment for the duration of the emergency.

To apply for benefits, visit unemployment.ohio.gov anytime day or night, or call 1-877-644-6562 from 7 am to 7 pm weekdays, 9am to 5pm Saturdays, and 9am to 1pm Sundays. Employers with questions should email UCTech@jfs.ohio.gov.

The Ohio Department of Job and Family Services recommends providing the this information to employees who have been laid off due to COVID-19.

FAQ for Coronavirus and Unemployment Insurance Benefits.

SharedWork Ohio is an alternative to layoffs for employers. It allows workers to remain employed and employers to retain their staff during times of reduced business activity. Under a SharedWork Ohio plan, employers reduce hours to avert a layoff. The participating employee works the reduced hours, and the Ohio Department of Job and Family Services provides an unemployment insurance benefit proportionate to their reduced hours.  JFS.Ohio.gov/SharedWorkOhio.

The BWC will begin sending up to $1.6 billion in dividends to Ohio employers to ease the impact of COVID-19 on Ohio’s business community and economy. The dividend equals approximately 100% of the premiums employers paid in policy year 2018.  Approximately $1.4 billion will go to private employers and nearly $200 million will go to local government taxing districts. Dividends by county

JobsOhio, Peoples Bank and First Federal/Home Savings Bank announced a partnership to support existing small business clients with maintaining operations and payroll during the COVID-19 pandemic. JobsOhio has committed up to $50 million to assist with this. For information on how to apply for this lending support, businesses should visit PeoplesBancorp.com/Coronavirus, First-fedbanking.com/COVID-19 or Homesavings.com/COVID-19.

Frequently Asked Questions

Bowling Green Economic Development would like you to be aware of a special 9% interest loan available to merchants.  Loan amounts will be for $2,000 to $10,000 – First 6 month are payment-free, followed by 12 money repayment installments.  If you would like the application e-mailed to you or if you have any questions, contact the Bowling Green Economic Development office at 419-353-3591 or email hboblitt@bowlinggreen-oh.com.

The Red Cross is in need of healthy blood donors. Over 6000 blood drives have been cancelled across our nation due to the Coronavirus outbreak. That’s an estimated 175,000 units of blood that could go uncollected. During this Coronavirus outbreak it is safe to give blood. Precautions have been put in place to protect the public.

If you are healthy and feeling well, please make an appointment now to donate in the days ahead by using the Red Cross Blood Donor App, visiting RedCrossBlood.org or calling 1-800-RED CROSS (1-800-733-2767).

American Red Cross of Northwest Ohio
Northwest Ohio Locations
Prepare Your Workplace

City of Bowling Green
City Response to COVID-19

Bowling Green City Schools
Information from the Superintendent

BGSU Center for Regional Development
Northwest Ohio COVID-19 Resources

The Employers' Association
What Employers Need to Know
Stimulus Package Information for Small Businesses - Gilmore Jasion Mahler, LLC and the Employers Association (video download)

Federal Emergency Management Agency
Emergency Management Guide for Business and Industry

Ohio Chamber of Commerce
Coronavirus Business Resources
Legislative Updates

The Ohio Department of Health
Updates from the Ohio Department of Health
COVID-19 hotline: 1-833-4-ASK-ODH

U.S. Centers for Disease Control
Updates from the CDC

Wood County Emergency Management
Updates from the Wood County EMA

Wood County Health Department
Updates from the Wood County Health Department
COVID-19 Messaging Resources
Customizable Visitor Sign to place on your doors

Wood County Hospital
Information and Updates for COVID-19